Natural disasters — from hurricanes to storms to wildfires — are prompting insurers to rethink pricing as risks evolve.

Rising costs for wildfires, water damage, and liability claims drive home insurance prices to new record levels.

Since 2021, home insurance rates have soared 46%, nearly three times the rate of inflation. CAMBRIDGE, Mass., March 18, 2026 /PRNewswire/ -- Insurify, America's top-rated online insurance marketplace ...

Homeownership has long been a key tenet of the American dream. But for many Americans, it's a milestone that's increasingly difficult to achieve. Over the past decade, home prices have nearly doubled, ...

Homeowners insurance premiums climbed 24% nationwide between 2021 and 2024, with the steepest increases hitting inland states like Utah and Illinois rather than the hurricane-prone coasts. Communities ...

Forbes contributors publish independent expert analyses and insights. Jeffrey Steele has been a freelance writer for one-third of a century. This voice experience is generated by AI. Learn more. This ...

The average cost of flood insurance in the U.S. is about $976 per year, or $81 per month. Homeowners and renters insurance doesn’t usually cover earthquake damage, so you may need extra coverage if ...

Flood waters surround a home in Waterville, Minn. Severe weather events have made home insurance rates in the state among the highest in the country. In 2025, for the first time in a decade, no ...