Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

A 15-year loan vs. a 30-year loan: Most people opt for a 30-year mortgage loan since it means smaller monthly payments over a ...

When you're serious about buying a home, one of the first steps you should take is getting a mortgage preapproval. It's a relatively quick process that involves a lender pulling your credit ...

Borrowers can compare lenders without damaging credit by getting prequalified, shopping within 45 days and delaying new ...