HO-1 insurance is considered to be the most basic form of homeowners insurance. HO-1 policies financially protect you should your home be damaged by named perils that are specifically listed on the ...

More than two billion people worldwide are overweight or obese. Three in four affected people develop secondary diseases such as type 2 diabetes, heart attacks and cancer. Interestingly, a quarter of ...

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There are several policy types, or "forms," of homeowners insurance to pick from. The policy form you need depends on the structure of your property and the level of coverage. The most common type of ...

Home insurance policies come in several types, each designed for different housing situations. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

An HO-1 policy, informally known as a “bare bones” policy, is a type of homeowners insurance that offers basic coverage. This type of policy is the most limited homeowners insurance policy that can be ...