Learn how Regulation C enforces annual loan data disclosure by lenders to ensure community transparency and detect ...

Among questions for mortgage lenders, this one is important. The two basic types of mortgages are fixed and variable rate. A ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

Discover how loan modification can help you avoid foreclosure, understand government programs available, and learn the steps to apply effectively.

Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

Buying a home is one of the largest financial moves most people ever make, and unless you have enough cash to purchase a ...

Today's average mortgage rate on a 30-year fixed-rate mortgage is 6.26%, down slightly from 6.33% the previous week, ...

Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

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Watermark Capital Inc. is an online mortgage lender offering a wide product range and a completely online loan process, including e-closing and remote notary services, which may appeal to people who ...

Under the Equal Credit Opportunity Act, lenders can’t discriminate against applicants because of their age. As a result, seniors — like people in other age groups — can get mortgages if they meet a ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...