Taking benefits early isn't the ideal move for everyone.

Most commonly offered advice says you "should" wait until 70 to retire, but what if 70 (or even 67) isn't right for you?

If you really want to retire at 62 and collect Social Security, go for it. You’ve worked hard enough.  You’ve paid your dues.

Have an issue with your financial planner or looking for a new one? Email questions or concerns to picks@marketwatch.com.

Retiring at 62 sounds doable when the house is paid off and there's a solid nest egg waiting. But for one Florida couple, even a well-prepped plan feels like it's riding a tightrope. Together, they've ...