In addition to rent, you pay a one-time deposit plus rent credits. That extra cash helps fund your down payment. Some or all of the mortgage lenders featured on our site are advertising partners of ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Q. I see many rent-to-own home offers and websites now, but are rent-to-owns actually safe to buy? For many buyers and sellers, I get the feeling this is a last resort. -- VickiA. With a challenging ...

You have spotted the house of your dreams, and it is on the market – but you cannot afford to buy it at the moment. Perhaps you do not have enough down payment funds, or your credit score is not good ...

One of the most common, and costly, financial mistakes people make is this: when buying something on an installment plan (credit card or dealer financing, doesn’t matter), they only look at the size ...

Financing a home purchase can be difficult when you have less than a stellar credit history, but you may be able to start living in the home of your dreams by taking advantage of the rent-to-own ...

New mortgage underwriting criteria went into effect Jan. 10 requiring a debt-to-income ratio of less than 43 percent for most qualified mortgages. Even if you don't qualify for a mortgage under the ...

The information in this column is intended to provide a general understanding of the law, not as legal advice. Readers with legal problems, including those whose questions are addressed here, should ...

When you have bad credit, renting is often your only option. However, your dream of owning a home can still become a reality. If you can't qualify for a traditional home loan or afford a down payment, ...

Financing a home purchase can be difficult when you have less than a stellar credit history, but you may be able to start living in the home of your dreams by taking advantage of the rent-to-own ...