Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

The 4% rule states that you should withdraw 4% of your savings in your first year of retirement and then adjust for inflation each year after that. The guardrail approach gives retirees an upper and ...

Retirement isn’t a competition, as the 'Rule of Four Futures' demonstrates; there's a lot left up to chance. But it may help you prepare for retirement as if it is a tournament — maybe even the ...

For decades, the 4% rule has served as a widely accepted guideline for retirees seeking to ensure their savings last throughout retirement. Originally developed in the 1990s by financial planner ...

The 4% withdrawal rule may leave retirees short on income despite being a common benchmark for retirement planning. A stock-heavy portfolio could support a 6% annual withdrawal rate instead of 4%.

The 4% rule is the primary strategy for soon-to-be retirees to judge how much they need to live while retired. The problem is that this strategy is no longer as true as it once was, given rising ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

When it comes to spending money in retirement, there’s one rule of thumb — the 4% rule — that has persisted for decades. The 4% withdrawal rule calls for retirees to withdraw that portion from their ...

William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that 4% is likely much too low. That research is ...