Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about insurance, investing, personal loans, home equity loans, mortgages and banking. She lives in North Carolina ...

Structured-product annuities are the latest concoction to emerge from life insurers' test kitchens. In most cases, these annuities place a premium on principal protection and steady account value ...

Regular readers of this column will recall that I strongly support structured settlement annuities for accident victims. But as you will see, while extremely rare, at times it is not all smooth ...

An overwhelming majority of structured settlement annuity recipients, 96%, report that they are happy that they chose to receive their settlement as monthly annuity payments rather than a lump sum and ...

Because annuities offer advantages like regular lifetime payments, premium protection, tax-deferred growth, unlimited contributions, and various investment options, they should be a part of your ...