A short-term certificate of deposit (CD) account comes with an interest rate higher than most traditional savings accounts, high-yield savings versions, and even many long-term CD options. This is a ...

Bigger yields are back on the table, and Americans looking for stability are turning to certificates of deposit as one of the smartest low-risk moves of the moment.

Traditionally, interest rates have been higher on long-term CDs than they were on short-term CDs. And the logic was easy to understand. Since long-term CDs, which have maturity dates longer than one ...

Parking $100,000 in a jumbo certificate of deposit can quietly generate thousands of dollars in interest, as long as you ...

Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

Short-term CDs typically are those that mature within one year, while long-term CDs have terms ranging from three to five years. Long-term CDs tend to offer higher interest rates than short-term CDs, ...

Discover Bank products are no longer available through this site, and content may be out of date When choosing a certificate of deposit (CD), you have to compare a few figures to make the right call ...

Bank customers often opt for short-term certificates of deposit rather than higher-yielding long-term CDs because they are leery of potentially incurring early-withdrawal fees if they need their funds ...

Short-term CDs currently pay more, but longer-term maturities give you a guarantee of relatively high yields even if rates come down in the near term. Consider a plan, then, that takes advantage of ...