A 30 year fixed mortgage is a type of mortgage loan that is repaid by the borrower making 360 equal monthly payments over a period of 30 years. Since the borrower's payments are 'fixed', the borrower ...

HomeReady loans are backed by Fannie Mae, a government-sponsored enterprise (GSE), but Fannie Mae is not the lender — the ...

Kim Porter is contributor to Buy Side from WSK and expert on mortgages, student loans and debt management. The most common home loan is a conventional mortgage, meaning it’s not insured by the federal ...

A mortgage accelerator loan can help you pay off your mortgage ahead of schedule, often through a line of credit or a biweekly payment setup. This type of loan might charge an annual fee and a higher ...

Physician mortgage loans are geared toward soon-to-be or new doctors who may not qualify for other home loan programs because of their student loan debt. Lenders are less stringent about ...

Private student loans are specifically designed for education expenses and are offered by various lenders such as banks, credit unions and online lenders. There are several types of private student ...

While many types of student loan forgiveness are tax-free federally, several states may levy taxes on student loan ...

Private student loans are provided by banks, credit unions or state-based organizations, with terms and conditions set by the lenders. Private loans generally have higher interest rates, less flexible ...

Not all debts qualify for settlement, but knowing which ones are excluded can help you plan your payoff strategy.