If you’re reading this, it’s likely that you recently had an unpaid Verizon bill that went into collections. Before reading further, you should get a current copy of your credit report to see if it’s ...

If you see an account in collections on your credit report, it’s understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

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There are five different categories of information that make up your FICO® Score, but none is more important than your payment history, which accounts for 35% of the total. The most obvious piece of ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

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AFNI Inc. is a collection agency with a global reach working from U.S. branches in Kentucky, Illinois, Arizona and Alabama. If you get phone calls or letters from AFNI, Inc., you should know you’re ...

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