A recent Bank of America study on Gen Z's Financial Health shows that over half of Gen Z (51%) say that the high cost of living is a top barrier holding them back from financial success. As this ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Recent data shows that Gen Z is using credit cards earlier than millennials did at the same age. Higher balances and delinquency rates suggest some Gen Z credit card users struggle with repayment. As ...

Two financial experts reveal the biggest threat to Gen Z’s retirement savings and what younger investors can do now to ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans. By Kailyn Rhone When Danny Benson started applying ...

A majority of Gen Z respondents claim they’ve overspent in order to seem more successful, both online and in person. The desire to impress romantic partners is a key driver for this behavior, with ...

A woman who has found herself tens of thousands of dollars in debt at just 22 has shared her story online in the hopes to help others in her situation feel less isolated. Kylie Scarletta, 22, lives in ...

Premium credit cards grew in 2025, with higher fees, new perks and steady demand amid Visa and Mastercard settlement news.

American Gen Zs chalked up $2,781 worth of average credit card debt in the fourth quarter of 2022 — up 6% from March to May 2022, per Credit Karma.

At first glance, credit card debt numbers in the United States look enormous. Consumers owe an astounding $1.233 trillion on their credit cards, according to the Federal Reserve, and the average ...

Generation Z is adopting credit cards earlier and using them more aggressively than previous generations. But its use of credit cards more than other generations isn’t what’s raising alarm bells.