As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the “Mortgage Insurance Freedom Act” (HR 5508) has been referred to the House Financial ...

Discover how mortgage interest works, how it's calculated, and the differences between fixed-rate and adjustable-rate loans. Learn tips to secure lower interest rates.

The Mortgage Bankers Association is examining the data to see if the high ratio warrants a new push for a premium cut but ...

Secretary Scott Turner and Principal Deputy Assistant Secretary Frank Cassidy have submitted the Federal Housing ...

As conventional mortgage rates edge higher, a growing number of current homeowners are seeking relief through Federal Housing Administration financing to trim monthly costs. The move is gaining ...

The average down payment for first-time homebuyers was 6% in 2019, according to the National Association of Realtors. Among all homebuyers it was 12%. If you’re like the average homebuyer and plan to ...