Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.

Federal Student Loans: Repaying Your Loans—Provides information about federal student loan repayment plan options, finding loan history and loan servicers, and making payments.

Log in to your account to view your financial aid history and repayment plan options.

To apply for a federal student loan, you must first complete and submit a Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA form , your college or career school will send you a financial aid offer , which may include federal student loans.

Check out our student loan forgiveness page for information about other types of loan forgiveness and discharge. You never have to pay for help with your student loans. Learn how to avoid student loan forgiveness scams.

Colleges and career schools use the FAFSA form to determine how much financial aid you're eligible to receive, which could include grants, scholarships, work-study funds, and loans. You must apply for aid every year, but with the right information in hand, it's easy.

To apply for federal student aid, complete and submit the Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA application, your college or career school will send you a financial aid offer, which may include federal student loans.

It’s simple to pay toward your student loan—at any time. Get started by working with your federal loan servicer.

Learn how to manage your student loans, find a repayment plan, understand how to make payments, explore your options, and get help if you've missed payments.

Figuring out which student loan repayment plan is right for you is a little easier with Loan Simulator, our student loan repayment calculator. The tool helps you review different student loan repayment plans and compare estimated monthly payments, total paid over time, and more.