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Cambodia’s banking sector remains defensively healthy. Capital and liquidity are strong, public trust is intact, and supervision is tightening. However, rising NPLs and slower lending show that risks remain uneven. The sector’s long-term health will depend less on growth and more on discipline, risk management, and careful supervision. This is not a crisis, but a sign that the banking system is entering a more mature and cautious phase. #chakinsight #chaktomukinsight #bank #nbc | Chaktomuk Insig
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