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1:15
Losing Benefits by ONE DAY: The 10-Year Rule #socialsecurity #medicare #retirement
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¿Cumplir 65 significa que Medicare comienza automáticamente? No siempre. Según tu situación, la inscripción puede ser automática o puedes necesitar realizarla tú mismo. Si ya estás recibiendo beneficios del Seguro Social antes de cumplir 65, normalmente el proceso puede realizarse automáticamente. Si todavía no estás recibiendo esos beneficios, es importante verificar con anticipación qué debes hacer para inscribirte. Además, tener cobertura médica a través de un empleador puede cambiar los paso
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馃毃 Turning 65 doesn鈥檛 automatically mean you need to enroll in ALL of Medicare. If you鈥檙e still working鈥攐r covered through a spouse鈥檚 current employer plan鈥攜ou may be able to delay Medicare Part B without a penalty. But don鈥檛 assume your coverage qualifies. Employer size, the type of coverage you have, HSA contributions, and whether your drug coverage is creditable can all matter. And remember: COBRA and retiree coverage are NOT the same as active-employment coverage when it comes to delaying Pa
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Medicare can now negotiate drug prices. The drug pricing law people heard about several years ago is now real: the first Medicare-negotiated prices took effect Jan. 1, 2026. Medicare can now negotiate prices for some of its most expensive, widely used drugs, including medications used to treat conditions such as diabetes, heart disease, blood clots, arthritis, kidney disease and cancer. More drugs will be added to negotiation in future years, helping keep pressure on high prescription drug price
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