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Thinking about taking your pension as a lump sum? 👀 Here’s what most people never check… When interest rates go UP, your lump-sum payout goes DOWN — because the pension fund can lock in higher yields and take on the risk themselves. But when interest rates FALL, your lump sum goes UP, since it’s all based on discounting the future value of your benefit. Bottom line: your payout isn’t fixed. It moves with rates. 📞 Call your plan, read the annual documents, and know exactly how your plan calcula
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